Employee Benefits

Build the package
your team deserves.

A complete lineup of health, wellness, and financial-protection benefits — mix and match to design coverage that fits your organization and your budget.

One agency, every carrier. | BCBSUnitedHealthcareColonial LifeUNUM | Your plan is built around your team — never limited to one company's shelf.
Foundation

Core coverage

The essentials

The medical and everyday-health benefits that anchor a competitive package.

H

Group Health Insurance

Major medical from multiple carriers, designed around your budget and your people.

D

Group Dental Insurance

Preventive and restorative dental coverage employees actually use.

V

Group Vision Insurance

Exams, lenses, and frames with low out-of-pocket cost.

DI

Disability Insurance

Short- and long-term income protection when an employee can't work.

TM

Group Telemedicine

24/7 virtual care that keeps everyday issues out of the ER.

VS

VOLA Small Business

A bundled solution built for the small groups big carriers overlook.

Added protection

Supplemental & voluntary

Fill the gaps

Coverage that protects income and softens the financial hit of the unexpected — much of it employee-paid at group rates.

CI

Critical Illness Insurance

A lump-sum cash benefit on a major diagnosis, paid straight to the employee.

AC

Group Accident Insurance

Benefits that help cover the costs of an unexpected injury.

HI

Group Hospital Indemnity

Cash benefits to offset the real cost of a hospital stay.

L

Life & AD&D Insurance

Core life and accidental-death coverage to protect families.

SL

Voluntary Supplemental Life

Employee-paid life coverage on top of the base plan.

LTC

Long-Term Care Insurance

Support for extended care needs later in life.

Smarter dollars

Tax-advantaged & wellness

Stretch the budget

Pre-tax accounts and wellness programs that lower cost for the employer and the employee alike.

FSA

Flexible Spending Account

Pre-tax dollars for medical and dependent-care costs.

HSA

Health Savings Account

Triple-tax-advantaged savings paired with a qualified plan.

HRA

Health Reimbursement Arrangement

Employer-funded reimbursements, structured on your terms.

W

Wellness Benefit Plans

Programs that keep employees healthier and long-run costs lower.

VB

Group Voluntary Benefits

A menu of employee-paid options at group rates.

+

Custom plans on request

Don't see it? We'll build the plan your group actually needs.

Not sure what your team needs? That's what we're for.

Sit down with a licensed counselor to mix and match the right coverage — then we handle enrollment across every channel and service it all year.

Talk to a counselor →

Ready to build your package?

Get a free, no-obligation quote and we'll design coverage around your organization.

Questions first? Talk to Gregory E. Meyer, Managing Partner — (336) 290-1000

Request a quote →