Individual & Life

Protection that follows you.

Coverage isn't just for the workplace. We help individuals, families, and business owners protect their income, their loved ones, and their future — with independent options built around your life, not one carrier's lineup.

Independent & licensed in NC & SC — we shop the market so your individual coverage actually fits.
What we offer

Life, income, and long-term protection.

A full lineup of individual products — on their own, or to fill the gaps your workplace plan leaves behind.

Term Life Insurance

Affordable coverage for a set period — ideal for protecting income-earning years, a mortgage, or young families.

Whole Life Insurance

Permanent, lifelong coverage with guaranteed cash value that builds over time.

Indexed Universal Life (IUL)

Flexible permanent life insurance with cash-value growth linked to market indexes — with downside protection.

Annuities

Turn savings into steady, predictable retirement income you can count on — designed so you don't outlive your money.

Long-Term Disability

Income protection that replaces a portion of your paycheck if illness or injury keeps you from working.

Long-Term Care

Help covering the cost of extended care later in life, so an illness doesn't drain what you've built.

Who it's for

Coverage for the whole picture.

Individuals & families

Protect your income and your loved ones, whether or not you have coverage through work.

Business owners

Personal and key-person protection, plus retirement strategies for you and your business.

Supplementing group plans

Fill the gaps a workplace plan leaves — portable coverage that stays with you between jobs.

Let's find the right coverage for you.

Talk to a licensed advisor about individual and life options built around your goals — no obligation.

Questions first? Talk to Gregory E. Meyer, Managing Partner — (336) 290-1000

Talk to an advisor →

Coverage, features, and availability vary by product, carrier, and eligibility. Guarantees are backed by the issuing insurance company. This page is a general overview, not an offer of coverage or financial advice — a licensed advisor will review options specific to your situation.