For independent producers & brokers

Own your territory.
Sell something better.

Bring your license. Keep your independence. We back you with specialty products that actually close, a full enrollment and back-office team, and room to grow across the Carolinas — all on a 1099 engagement built around your book, not ours.

1099 independent engagement NC & SC territories 17+ benefit solutions to sell Full back-office team behind you
Two ways to work with us

Pick the path that fits how you sell.

Whether you're building a book from the ground up or you already run one, you plug into the same products, platform, and support — and you stay independent.

Build your book

For producers ready to grow.

A defined territory to own, a team to help you write more, and differentiated products that make the close easier.

  • A territory of your own with room to expand
  • Opener and enrollment support so you sell, not chase paperwork
  • Specialty products that set you apart from every carrier rep
  • A clear path to scale your production and income
Explore building your book →
Partner with us

For established brokers.

Plug into our carrier access, specialty portfolio, and enrollment infrastructure — and place more business without giving up your independence or your brand.

  • Access to a wide carrier lineup and specialty products
  • Enrollment, service, and back-office infrastructure on tap
  • Keep your book, your clients, and your independence
  • Engage on terms that fit an established practice
Explore partnering →
The advantage

Why producers choose The Carolinas Agency.

We give you a reason to be in the room that the captive rep down the street can't match — and the support to keep winning after the sale.

Sell something different

Direct primary care, Rx savings, and VOLA Small Business give you a genuine cost story — not another me-too quote.

A full team behind you

Openers, coordinators, benefits counselors, and enrollers do the heavy lifting so you can stay in front of clients.

Modern tech, less friction

Employee Navigator and AIMS handle quoting, enrollment, and production tracking so nothing falls through the cracks.

Keep your independence

You engage as a 1099 independent producer under a management contract. Your book stays yours — we just help you grow it.

Own a real territory

Defined territories across North and South Carolina, with the local backing of a Greensboro-based agency.

Uncapped earning potential

Production-based compensation with no ceiling — the more you write, the more you earn.

How engagement works

From first conversation to first sale.

A straightforward path designed to get you producing quickly — no drawn-out corporate process.

1

Start the conversation

Tell us about your license, your book, and what you're trying to build.

2

Meet the team

A two-way fit conversation about territory, products, and the support around you.

3

Get engaged

We finalize your management contract and set up your systems and access.

4

Ramp & grow

Onboarding, tools, and a team behind you so you start writing business fast.

Let's talk about your territory.

Tell us a little about yourself and we'll reach out to start the conversation. No obligation, and nothing shared with anyone.

Prefer to talk now? Call (336) 290-1000 and ask for producer engagement.

The Carolinas Agency engages producers as independent contractors (1099) under a management contract. Applicants should hold, or be willing to obtain, an active life & health insurance license in NC and/or SC.